Values

Helping our clients remain confident knowing they have an investment team behind them that is dedicated to:

Fiduciary Responsibility

As a fiduciary we are held to the highest standards of conduct and are required to always act in our clients’ best interests. Our recommended strategies take an objective and holistic approach, suitable for each person’s financial situation.

Engaged Partnership

As a financial partner, we will implement agreed-upon financial strategies, perform ongoing reviews, and rebalance investment accounts to help keep our clients’ plans on track. We will meet to evaluate each plan’s progress, discuss each person’s specific needs, and make any strategic adjustments.

Tranparency

We provide transparency of each client’s investment strategy. We provide regular account updates, and clients may view investment performance, allocations, holdings, trades, dividends, and more through our secured portal.

Professional Execution

Our planning, operations, and investment specialists work in concert with an investment committee and insurance specialists to provide additional professional management resources to our clients.

Team

Helping Create Successful Outcomes Through Market Cycles

Wealth Team

Jim Toddy

Founder, President

Jim Toddy, with three decades of experience in the financial services industry since 1995, founder of Toddy & Associates, with a commitment to client-centric financial guidance. As an independent financial advisor, Jim works with multiple strategic partners across multiple financial institutions, which reinforces his fiduciary duty to his clients. He has developed the proprietary Strategic Risk Assessment (SRA) process, a method designed to identify and mitigate unnecessary risks, giving clients the confidence to achieve their desired portfolio outcomes they deserve. His approach involves comprehensive consultations that delve into each client’s unique financial story, promoting open communication and tailored strategies. Jim’s philosophy goes beyond traditional advisory roles, focusing on building long-term relationships where clients are empowered through informed decision-making. With a blend of deep expertise, integrity, and a heartfelt dedication to client success, Jim believes his clients deserve to have the financial freedom they have worked so hard for.